Checking accounts are great for spending, but you need a safe place to keep money not meant for everyday, or even monthly, expenses. A free basic savings account is a good place to start.
Primary Savings is your first step in starting a savings habit.
Extra Savings are separate, goal-specific accounts you can name yourself.
Youth Savings is for members age 17 and younger.
| Primary | Extra | Youth | |
|---|---|---|---|
 | | Direct deposit distribution | |
| | | $5 deposit to open |
| | | *Free Mobile & Online Banking with Mobile Check Deposit |
| | Can be used for overdraft protection | |
| | | NCUA insured up to $250,000 |
| | | Earns interest |
| *Youth Savings: Free Mobile & Online Banking for teens age 13 +. These features are not available for children under the age of 13. | |||
Apply Now  for a Primary or Extra Savings account.
APY = Annual Percentage Yield. Rates below are current as of September 29th, 2023 and are subject to change after the account is opened.
Savings Accounts
| Account | Minimum Daily Balance Requirement | Interest Rate | APY |
|---|---|---|---|
| PRIMARY SAVINGS | $100 - $2,499 | 0.01% | 0.01% |
| $2,500 - $9,999 | 0.01% | 0.01% | |
| $10,000 - $24,999 | 0.01% | 0.01% | |
| $25,000 - $49,999 | 0.03% | 0.03% | |
| $50,000 - $99,999 | 0.03% | 0.03% | |
| $100,000 + | 0.05% | 0.05% | |
| EXTRA SAVINGS | $100 - $2,499 | 0.01% | 0.01% |
| $2,500 - $9,999 | 0.01% | 0.01% | |
| $10,000 - $24,999 | 0.01% | 0.01% | |
| $25,000 - $49,999 | 0.03% | 0.03% | |
| $50,000 - $99,999 | 0.03% | 0.03% | |
| $100,000 + | 0.05% | 0.05% | |
| YOUTH SAVINGS | $5 - $2,499 | 0.01% | 0.01% |
| $2,500 - $9,999 | 0.01% | 0.01% | |
| $10,000 - $24,999 | 0.01% | 0.01% | |
| $25,000 - $49,999 | 0.03% | 0.03% | |
| $50,000 - $99,999 | 0.03% | 0.03% | |
| $100,000 + | 0.05% | 0.05% | |
| $5.00 minimum opening balance. Fees could reduce earnings on the account. | |||